If you are living in North Carolina, the chances that you were affected by Hurricane Florence or someone you know was are pretty great. Hurricane Florence left behind billions of dollars in damage to property all across the state, whether the damage was from high winds or from flood waters. Residents of North Carolina will be cleaning up and repairing property for a long while to come. Having to deal with the devastation that comes with a hurricane is awful, but what is worse is having to try to fix what has been lost or broken while being uninsured.
Insurance Service Center urges all of our customers to make sure that they are covered with a proper home insurance plan and a flood plan if needed. Most home insurance plans will cover a wide variety of damages caused by disasters. Lightning strikes, wind damage, damage to property caused by hail, and home fires are covered by many home insurance plans. Most will offer some coverage on personal property affected by theft as well. The majority of home insurance plans do not, however, provide coverage for damage caused by flood waters.
For most customers in and around our office locations in Fayetteville, Hope Mills, Sanford, Lillington, Apex, Lumberton and Clinton, North Carolina, the biggest threat of damage from a hurricane comes from the flooding that happens. If you have homeowner’s insurance but you do not have a flood insurance policy, Insurance Service Center strongly encourages you to take the time to reflect on whether a flood insurance policy would benefit you before the next hurricane hits.
According to the United States Bureau of Economic Analysis, out of the ten costliest hurricanes in United States history, North Carolina has been affected by seven of them. Four of the ten have happened in the last ten years, with two of them happening in 2017 alone. The time to make sure your home is covered from natural disasters is now. In North Carolina, it is not a matter of if a hurricane will hit, it’s simply a matter of when the next one will hit.
If you are a homeowner in need of home insurance or flood insurance, let Insurance Service Center find the perfect policy for you!