You might think an umbrella insurance policy is just for the big corporations, but consider this:
• Your small dry wall contracting firm forgets to adequately secure the jobsite & some kids trespass overnight & slips through the 2nd story. The kid’s parents sue your business for $2,500,000! You may be out of luck if your General Liability policy only covers the first $1,000,000! Would you rather pay a $750 policy premium or $1,500,000 out of pocket?
• A seasoned employee of your law firm jumps into YOUR vehicle to go get the mail & is at fault in a major car accident, harming several people and causing damage. When the dust & lawsuits settle, your business on the hook for $1,500,000. You may be out of luck if your Business Auto Insurance policy only covers the first $750,000! Would you rather pay a $750 policy premium or $750,000 out of pocket?
• Your Web Design firm misuses photographs unintentionally and is sued by a large corporation. After a team of high priced lawyers get through, a judgment of $1,750,000 is awarded to the large corporation. You may be out of luck if your Errors & Omissions Insurance policy only covers the first $1,00,000! Would you rather pay a $750 policy premium or $750,000 out of pocket?
Protect your business and your family with the right business umbrella insurance coverage from ISC.
We have over 10 different insurance companies to fit your unique needs Get a comprehensive business umbrella insurance quote today.